Editorial: Affordable, Attainable, Essential: Why Loudoun’s New Housing Loans Matter

Let’s talk about something that doesn’t always make headlines but should: homes. Not luxury townhomes or sprawling single-family houses with three-car garages. I’m talking about the kinds of homes our teachers, our mechanics, our restaurant workers—our neighbors—can actually afford.

Earlier this month, the Loudoun County Board of Supervisors approved nearly $23 million in loans for four new affordable housing projects. That’s a big deal. These aren’t temporary solutions or empty gestures. These are long-term investments in keeping Loudoun a place where more than just the wealthy can afford to live.

The new Goose Creek Village West Apartments will bring 72 affordable rental units to the county, thanks to a $5.4 million loan from Loudoun’s Housing Trust. For families making under 70% of the area median income—that’s about $114,750 for a family of four—this is a lifeline. And these units won’t just be around for a few years. They’re guaranteed to remain affordable for at least 75 years.

That kind of long-term thinking is exactly what we need right now.

And it’s not just one project. The Board also reauthorized and expanded loans for three other developments: Old Arcola School Apartments, and Phases 1 and 2 of the Tuscarora Crossing Apartments. Together, these projects add more than 250 rental units to our affordable housing stock.

Now, I know some folks will raise the usual concerns—about traffic, density, or changes to neighborhood character. I hear you. But let’s also be honest: we can’t claim to value community and then ignore the housing needs of the people who make our communities work.

This is about balance. It’s about recognizing that Loudoun isn’t just a place of high-end homes and data centers—it’s also home to rural roots, historic towns, and working families who deserve a stake in our future. If we want to preserve the character of this county, we can’t shut the door behind us.